Reverse Mortgages

Home financing for your future.

Reverse mortgages (also known as Home Equity Conversion Mortgages or H.E.C.M) are federally insured mortgages that allow borrowers 62 and older to access the equity from their home, whether they are refinancing or purchasing.

Funds received from a reverse mortgage can be issued as a lump sum, fixed monthly payments, or as a line of credit, and can be used for a wide variety of reasons. A couple basic requirements include that you live in the property and pay your taxes and homeowner’s insurance.

Known for our ability to offer financing services with respect and professionalism, we strive to provide our customers with the information needed to make an informed mortgage decision.

We are a locally managed branch of American Pacific Mortgage Corportion, giving you not only the intimate service that comes with a small business, but also the resources of a large company. Our current Mortgage Loan Originators have over 130+ years combined industry experience. We make sure to stay informed about emerging mortgage trends so that we can provide you with the most up-to-date information available.

Whether you are interested in a cash-out refinance or are considering a Reverse Mortgage, let us guide you through the process with our absolute commitment to providing you with excellent service and expertise.

At C&S California Capital, expert financial service isn’t just our job,

“It’s what we do!”