Doctors, dentists, surgeons, veterinarians and medical students have some of the highest student loan balances, and therefore may have a difficult time qualifying for a mortgage, when compared to other professions. Lenders underwrite loan transactions using a calculation for student loan payments that can work to keep these highly trained professionals out of the housing market.
Read MoreBuying or building a home can be a time consuming endeavor - especially in a tight market. American Pacific Mortgage offers our SecureLock® option for all qualified borrowers, allowing for longer lock periods, while still being able to play the market.
Read MoreBuying a home is thrilling and exciting and terrifying all at once. Add in the fact that you haven’t sold your current home, and there are many more moving parts to your transaction. In a hot real estate market, sometimes you have to jump in and make an offer before you’re quite ready (or able) to sell your current home. If you have a hefty savings account and income sufficient to qualify for both of your mortgages, it might not be a problem, But for millions of homeowners, this scenario requires a different solution.
Read MoreAs you start to consider purchasing a home, you may want the convenience of technology to help you through the process. We’ve got a list of the some of the top apps that can enhance your home buying journey. Apps for House Hunting and Buying Homebuyers are calling for more technology in their ...
Read MoreIf you have been contemplating buying a house, we are here to help you think through the possibilities. When to Buy a House - Factors to Consider There are several factors to consider before you decide it’s time to buy a house. Here are a few: Is it better to rent or buy? You’ll want to consider ...
Read MoreAre you a police officer and considering a home purchase sometime soon? We know that police officers, as well as correctional officers and other everyday heroes, work hard for our communities. As our way of saying thanks for all you do, we designed the STaR Home Loan program... STaR Home Loans for ...
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